Stop Waiting 96 Days for Payment.
Turn Delivered Building Materials Into Cash Faster—Without Factoring.
Building material suppliers wait an average of 96 days to receive payment on delivered goods. That gap is killing your cash flow — not your profitability. BlackOx Capital closes it, as a seamless extension of your team.
Your Cash Is Trapped in Invoices While Your Bills Keep Coming
You've delivered the lumber, the roofing, the concrete — on time, on spec, in full. Yet the money sits in someone else's accounts payable queue while your payroll clock ticks and your vendors expect payment. This isn't a collections problem. It's a cash flow timing problem — and it's costing you more than you realize.
Average Payment Delay
Building material suppliers wait an average of 96 days to receive payment after delivery. That's three full months of capital tied up in work you've already completed, funded by your credit line instead of your customers.
Of All B2B Invoices Are Overdue
According to Atradius (2024), half of all U.S. B2B invoices are currently past due. You are not alone — but the suppliers who fix this problem first gain a decisive competitive advantage over those who absorb the wait as a cost of business.
Fund Vendor Costs Out of Pocket
More than three-quarters of building material suppliers are personally financing their customers' projects — buying inventory, paying staff, covering freight — while waiting on payment for work already delivered. Your capital is working for someone else's project.
Recovery at 90+ Days
When an invoice reaches 90 days past due, recovery drops to just 70 cents on the dollar on average. The longer you wait, the more you lose — not just interest and opportunity cost, but actual principal. The 0–60 day window is your power window. We operate there.
The Hidden 14% Tax on Every Construction Project
Payment delays in construction cost the industry $299 billion annually. That's a hidden 14% tax on every project — carried through the businesses that supply, deliver, and document the materials behind the work. BlackOx Capital was built to help building material suppliers turn earned revenue into recovered cash with greater discipline and visibility.
Recognize These Pain Signals?
- Your aging report shows invoices creeping past 45 days — and your follow-ups aren't getting returned
- You've delayed your own vendor payments to cover the gap left by slow-paying customers
- You've turned down a new order because your credit line is maxed funding in-progress jobs
- You've had to have an uncomfortable conversation with a customer about a past-due balance — and it damaged the relationship
- Your CFO or bookkeeper spends hours every week chasing the same three accounts that always pay late
- A customer keeps pushing payment timing while your materials have already been delivered and documented
- You know you have leverage — lien rights, supply control — but you're not using it because you don't want to burn the relationship
- You feel like your business is profitable on paper but cash-poor in reality, every single month
Your Cash Is Already Earned.
Let's Accelerate recovery.
Schedule a confidential strategy call with the BlackOx Capital team. We'll review your current AR situation, identify the gap between your delivery dates and payment dates, and show you exactly what Cash Acceleration™ would mean for your cash flow — at no obligation. You can also call us directly at (206) 485-4524.